DEX Universe Overall Bond Index™ (Total Return)

The Index consists of semi-annual pay fixed rate bonds denominated in Canadian dollars with a remaining effective term to maturity of at least one year, rated BBB or higher. The Index includes four main credit or borrower categories: bonds issued by the Government of Canada, Provincial Bonds, Municipal Bonds and Corporate bonds. Issues are reviewed for eligibility on an individual basis. A full description of the Index methodology is available on the internet site www.canadianbondindices.com.